After the plumber leaves, Millie logs into the bank account to confirm their money is still there. Instead, she finds the checking balance has dropped to $213, about a thousand dollars less than she expects.

Millie checks the transaction history and sees a $1,000 cash withdrawal from two days earlier. Alarmed and already running late for work, Millie calls the bank, waits on hold, and speaks with a customer service representative named Serena.

Serena confirms the withdrawal was made by Enzo Accardi, who is also on the joint account. Millie is unsettled because Enzo never mentioned taking the money, and she hangs up knowing she has to confront him.

Millie calls Enzo, explains her $300 check bounced, and tells him the bank reported he withdrew $1,000. After prolonged silences, Enzo admits he took the money, apologizes, and claims they were short this month and he needed cash to replace broken work equipment, specifically a lawn aerator and rototiller.

Enzo promises he will put the money back in the account tomorrow. Millie chooses to accept the explanation because the alternative is believing her husband is lying, but her unease remains.