The Crash — Freida McFadden

Contains spoilers

Overview

After a long shift in a small Maine town, twenty-three-year-old Tegan Werner is counting the weeks until she gives birth and the days until a hush agreement with a powerful developer will finally set her and her baby up for life. With attorney Jackson Bruckner brokering the deal, Tegan believes she has found a way through a frightening mistake—until a sudden memory and a storm shatter her plans.

When a blizzard sends Tegan off the road, a seemingly good-hearted couple take her in. What follows is a taut battle of wills as care and control blur, secrets multiply, and Tegan must decide whom to trust while protecting the child she calls Little Tuna. The story probes power, coercion, and the ferocious pull of motherhood—from those who have it, those who long for it, and those who exploit it.

The Crash is a psychological thriller about survival and moral gray zones, exploring class, consent, obsession, and the complicated ways people justify unforgivable choices.

Plot Summary

Tegan Werner, a grocery clerk in Lewiston, Maine, is nearly eight months pregnant and barely scraping by. Attorney Jackson Bruckner has arranged a lucrative nondisclosure agreement with real estate mogul Simon Lamar, the baby’s father, that would guarantee lifelong support in exchange for silence. On the day of signing in Tegan’s studio, Simon arrives contemptuous, and the contract bars Tegan from telling anyone—even her child. When Simon’s cologne triggers a vivid flashback, Tegan remembers being drugged and assaulted the night she conceived. She refuses to sign, threatens to go to the police, and Simon tears up the agreement, vowing retaliation. Jackson, shaken and defensive, pushes her to sign anyway, revealing his alignment with Simon’s interests.

Devastated but resolute, Tegan decides to drive north to her brother Dennis’s home. She leaves late in a worsening snowstorm, becomes lost with failing GPS, and gets a choppy call from Jackson warning that Simon has contacted the police. As she tries to pull over, her car slides on ice and slams into a tree. Injured and trapped, Tegan fears for her baby until she feels movement. A green pickup stops. The driver, Hank Thompson, digs her out, carries her to his truck, and brings her to the remote cabin he shares with his wife, Polly, a former nurse, because the hospital is unreachable in the blizzard.

With power and phones down, Polly settles Tegan on a basement hospice bed. At first, Polly’s competence calms Tegan, but unease builds: a bruised wrist on Polly, Hank’s looming presence, and Tegan’s missing phone and pepper spray. Polly enforces pregnancy “safety,” offers only Tylenol, and quietly pockets Tegan’s phone and spray. Upstairs, tension erupts between Hank and Polly; downstairs, Tegan endures rising pain, false labor scares, and isolation.

When electricity returns but phone lines remain dead, Polly’s control hardens. She lies about the roads, “sedates” Tegan with Benadryl hidden in food, and strings her along with promises of an ambulance. A lone officer, Malloy, visits about the missing person report; Polly refuses him entry, manipulates Hank into lying, and permits only an outside search. Meanwhile, the neglected neighbor child, Sadie Hambly, drifts into Polly’s orbit, exposing the abuse of her father, Mitch, and feeding Polly’s grief over infertility and a career-ending Incident at the hospital. Polly’s fixation shifts from helping Tegan to keeping Tegan’s baby.

Tegan pushes back: she provokes Hank, who threatens her, then arms herself with a syringe needle found in the basement. Polly prepares a castor-oil “Midwives Brew” to spur labor, lies about its contents, and nearly succeeds in drugging Tegan again. When Polly lets slip that Dennis visited the house searching for her, Tegan explodes and holds the syringe to Polly’s neck. Polly coolly talks her down, warning that Hank will come if she leaves, and confiscates the needle. Tegan tries lighting a magazine to trigger the smoke alarm, but there is no alarm in the basement; Polly smothers the fire and seizes Tegan’s lighter.

Polly’s obsession escalates to violence. In the night she creeps downstairs with a hammer, intending to shatter Tegan’s good kneecap to prevent escape, then loses her nerve at the last moment. Soon after, Tegan spikes a fever, grows delirious, and loses feeling in her left foot. Polly finally removes the boot: the trimalleolar fracture is grotesquely swollen, purulent, and likely septic. Though she admits Tegan needs IV antibiotics and a hospital, Polly refuses to involve authorities. She impersonates a doctor by phone to obtain oral cephalexin and enoxaparin from a pharmacy, planning to treat Tegan herself and deliver the baby at home.

While Polly is gone, Hank defies her. He carries the barely conscious Tegan to his truck and drives her to Roosevelt Memorial Hospital, pleading at the entrance that Polly is a good person. In Labor and Delivery, Dr. Tewari starts fluids, IV antibiotics, and morphine for Tegan’s pain and washes out the infected foot. Staff warn she could have died—and may still lose the foot—but the baby’s heartbeat remains steady. A detective informs Tegan that her brake line was deliberately cut the night before the crash, tying the sabotage to Simon Lamar. Dennis arrives, exhausted from the search; Tegan senses an odd familiarity when he speaks to Jackson in the waiting room and refuses to see Jackson.

As Dennis briefly steps out during shift change, Jackson slips into Tegan’s room, apologizes for doubting her about Simon, and claims he wants to help. Tegan presses the call button, but staffing is thin. Meanwhile, Polly, terrified of prison, dons scrubs and an old badge to infiltrate the hospital intending to silence Tegan with a pair of kitchen shears. In Tegan’s room, Polly instead finds Jackson attempting to attach a syringe to Tegan’s IV. Polly confronts him; he flees; Polly and a tall, bespectacled man—Dennis—pin Jackson until security arrives and retrieves a syringe likely filled with morphine, a dose that could be mistaken for a nursing error if lethal. Polly slips away before anyone scrutinizes her badge. Detective Maxwell later confirms Lamar paid someone to cut Tegan’s brake hose and places him in custody; he also reveals Dennis had aligned his ski-resort deal with Lamar’s money and pushed to keep Tegan quiet. Jackson apologizes again, saying his dropped pre-crash call had been to declare he believed her and would back her with police. Tegan remains unsure what to believe, but she recognizes that the masked nurse who intervened was Polly.

Polly reunites with Hank outside the hospital; shaken, she chooses him over her obsession, promises to see Dr. Salinsky, and heads home. Police lights blaze on their street—but the crisis is at Mitch Hambly’s house. Officers report Mitch, drunk, fell and suffocated in the snow; Sadie is safe and will be placed. Later, Hank privately reveals he suffocated Mitch to protect Sadie after seeing new bruises, a truth he and Sadie silently share.

In the aftermath, Tegan delivers a small but healthy daughter, Tia Marie Werner, after a brief NICU stay. She tells police she recalls little of the days after the crash, choosing not to expose Hank and Polly; she credits Hank for the rescue and knows Polly stopped the IV attack. Jackson visits daily, arranges in-home help, and forces immediate child support from Lamar, who is jailed for his crimes. Dennis is sentenced to 10–15 years for his role and related offenses. Tegan plans for nursing school when Tia is older and considers a cautious future with Jackson, but she resolves never to reveal what happened in the basement. Polly and Hank foster Sadie with Dr. Salinsky’s support and move toward adoption; Polly reframes family around the child they can protect.

A final standalone vignette, The Boyfriend, follows Sydney on a disastrous online date with a man who lied about his identity and pressures her to drink, a sharp coda about vigilance, boundaries, and the everyday hazards women navigate.

Characters

  • Tegan Werner
    A 23-year-old grocery clerk whose pregnancy ties her to powerful developer Simon Lamar. After refusing a hush agreement, she survives a blizzard crash and a perilous "rescue," fighting to protect her baby and ultimately rebuilding her life with daughter Tia.
  • Jackson Bruckner
    An attorney who brokers Simon Lamar’s NDA and initially pressures Tegan to sign. Later caught attempting to access Tegan’s IV during shift change and then apologizing and aiding her recovery, he remains an ambiguous figure who arranges support after the birth.
  • Simon Lamar
    A wealthy, married real estate developer and Tia’s biological father. He drugged Tegan, sought to buy her silence, and paid to sabotage her car; he is ultimately arrested and compelled to provide child support.
  • Polly Thompson
    A former nurse whose grief and infertility curdle into fixation when she and her husband shelter Tegan during the storm. Torn between caregiver and captor, she hides and manipulates Tegan yet twice saves her life—at the house fire and by stopping an IV attack—and later fosters Sadie.
  • Hank Thompson
    Polly’s large, taciturn husband who rescues Tegan from the crash but becomes complicit in keeping her in their basement. He ultimately defies Polly to drive Tegan to the hospital and later kills Sadie’s abusive father to protect the child he comes to raise.
  • Dennis Werner
    Tegan’s protective older brother whose financial entanglement with Simon Lamar leads him to push for Tegan’s silence. He helps detain Jackson at the hospital but is later imprisoned for his role in the wider scheme and related crimes.
  • Sadie Hambly
    A neglected neighbor child whose hunger and bruises stir Polly’s protective instincts. After her father’s death, she is fostered by Polly and Hank and becomes the heart of their redefined family.
  • Mitch Hambly
    Sadie’s abusive, alcoholic father who confronts Polly and later dies during the blizzard. Hank privately admits suffocating him in the snow to protect Sadie.
  • Detective Maxwell
    The investigator who connects Tegan’s crash to deliberate brake sabotage ordered by Simon Lamar. He coordinates Lamar’s arrest and frames the hospital syringe as a likely morphine attempt disguised as a nursing error.
  • Dr. Tewari
    The orthopedic surgeon at Roosevelt Memorial who stabilizes Tegan, washes out her infected foot, and treats her trimalleolar fracture, warning that both mother and baby were at grave risk.
  • Dr. Salinsky
    Polly’s therapist, invoked by Hank as a lifeline during Polly’s spiral. A supportive letter helps Polly and Hank foster Sadie as they work toward adoption.
  • Tia Marie Werner ("Little Tuna")
    Tegan’s daughter, whose impending birth drives every decision. Born small but healthy after a brief NICU stay, she anchors Tegan’s future and symbolizes survival.

Themes

Freida McFadden’s The Crash marries a white-knuckle survival plot to a piercing study of power, caregiving, and the ethics of silence. Across snow-choked roads, a basement-turned–hospital room, and a bustling maternity ward, the novel asks what people will justify in the name of protection—and what it costs to speak or stay quiet.

  • Coercion, secrecy, and the machinery of power. From Simon Lamar’s NDA engineered to erase Tegan’s voice to the scent-triggered return of her memory of assault, power operates through contracts, gaslighting, and literal sabotage. The police later confirm her brake line was cut and that even Dennis, her protector, aligned with Lamar to stop her. The novel exposes how wealth and proximity enable abuse, while the language of “help” masks coercion.
  • Motherhood: nurture versus possession. Tegan’s fierce, tender bond with “Little Tuna” grows amid scarcity, while Polly’s grief-scorched longing curdles care into control. The basement “hospital,” confiscated phone and pepper spray, Benadryl disguised as analgesia, and the castor-oil “Midwives Brew” reveal how caregiving can be weaponized. Yet motherhood also redeems: Polly cannot swing the hammer, saves Tegan from a morphine attack at the hospital, and she and Hank ultimately foster Sadie. The book probes where care ends and custody begins.
  • Isolation and survival as moral crucible. The blizzard’s dead phones, impassable roads, and snow-blinded windows trap characters with their choices. Tegan’s improvised fire, wheelchair reconnaissance, and festering boot-bound fracture turn the basement into a pressure cooker where inaction is lethal. The storm strips away institutions and forces private ethics into the open.
  • Trauma, memory, and the right to a voice. A single smell detonates Tegan’s repressed memory, shifting the narrative from “deal” to truth-telling. Nightmares, flashes, and bodily fear chart recovery’s messy arc. In the end, Tegan tells the police about Lamar—but withholds Hank and Polly’s crimes, choosing a complicated silence born of gratitude and triage rather than denial.
  • Complicity, redemption, and chosen family. Characters slide along a spectrum: Jackson moves from fixer to ally; Hank vacillates between intimidation and rescue; Polly nearly becomes a villain, then becomes a savior. Each act is weighed against intent and outcome. The new families that form—Tegan, Tia, and a chastened Jackson; Polly, Hank, and Sadie—suggest that love can grow from ruins, but only by acknowledging the scars.

Motifs—contracts and signatures, a gold lighter, a hidden teddy bear, the wheelchair, and the severed phone—recur as contested tools of agency. The Crash ultimately argues that survival is not just a matter of endurance, but of choosing when to speak, whom to protect, and what version of care we can live with.

Chapter Summaries

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